Kathleen Blanchard has 23 years of banking experience, working in the day to day environments of risk management and internal controls, compliance, lending and credit policy, at large multi-bank holding companies as well as smaller community bank financial institutions. In her banking career she actively served as BSA/AML/OFAC Officer, Privacy Officer, Compliance Manager and as Risk Manager.

Ms. Blanchard has developed and implemented compliance and internal control audit and monitoring programs. Her experience includes extensive policy, procedure and loan documentation writing, and creation and implementation of complete compliance programs and bank wide risk assessment programs. She has also developed and implemented CRA and HMDA departments, credit scoring override monitoring programs, and  compliance training programs. Her credit background includes credit analyst, commercial and private banking lending, credit policy manager, workout loans, and credit review.

She has worked with banks of all sizes in the clean up, development, implementation and auditing of effective compliance programs.